Frequent flyers points earned from travel rewards credit cards have paid for my vacation airfare to The US Virgin Islands for me and my spouse as well as a return trip from Africa for my daughter. The value of those tickets far exceeded the cash value I would have received had I instead chosen the 1% rebate from other cards.
But depending upon your travel plans, you may be further off going straight for the cash rebates instead.
For the international traveler Delta Air Lines, United Airlines and American Airlines may be your most booked airline while for domestic travelers, Southwest Airlines may be your typical carrier.
- For example, Delta Air Lines partner airlines including Korean Air, Air France and Aeromexico give you added options for getting miles into your United account. The Membership Rewards Card from American Express and the Club Rewards Card from Diners Club International also gives you 30,000 for free if you spend $1,000 within the first 3 months as well as 1 point for every dollar spent.
- Their hotel partners including Hilton, InterContinental, Holiday Inn, Marriott, Starwood, Wyndham, Hyatt, Carlson, Melia, Choice Hotels, Shangri-La, Langham, Taj, Almond Resorts, Best Western, Concorde, Delta Chelsea and many other hotels will give you extra bonus miles like double points or an extra 250 or 500 miles per night or per stay.
- At United, the United MileagePlus Explorer card will also give you 30,000 free miles if you charge $1,000 during the first months plus another 5,000 free miles to add another authorized user. When traveling, you can also check your first bag for free. Other variations will give you double points and added free extras.
- The American Airlines AAdvantage card similarly gives you 30,000 free miles with $1,000 in purchases as well as 1 free checked bag.
- The Southwest Airlines Rapid Rewards Credit Card from Chase comes with a $99 annual fee that is not waived unless you receive a special offer. You get 25,000 for spending $1,000 in the first 30 days which may be enough for a free ticket. But the flight rewards are generally based upon the ticket price at a $1 to 1 ratio. So after the initial free points, you might just might as well use a non-airline card that will also give you an unrestricted 1% cash rebate.
But if you live where those airlines do not have many options for you, or some other airline always seems to have better deals, then keep checking for a better option for you.
Most cards like American Express, United and American Airlines will waive the first years $95 fee. If you call to cancel the credit card to avoid the second year fee, you will probably be offered a low earning card with no annual fee.
In addition to earning extra points when buying tickets with airline credit cards, you also get those added free services like one free bag as well as free travel insurance that can really add up to real savings.
Other cards may carry no fee at all. Discover cards are free, but like American Express there more limited options for using them. However, you can usually depend upon the gasoline station to accept all cards.
After you have gotten as much as you need from those airline cards, other free rewards cards can still generate points and cash rebates.
$100 Free With A New Credit Card
Sometimes you will also see some incredible free offers when you apply for a new credit card. These can come from established card program. But you can also get real great offers from new programs.
One such new program is connected to the NFL. All you need to do is apply and get approved. Everyone with average credit should have no problem. You get a credit card with your favorite team on the card as well as extra points for spending at the the games and as much as 20% off at the official NFL Pro shops.
The best part of this NFL Extra Points card is the Free $100 which can be applied to your credit card balance. The free money comes to you in the form of 10,000 free points which you will get after your first purchase. And with No Annual Fee, this is a totally simple, fast and effective way to start getting free money to use for anything you want – like free travel!
Another good point for people that use a credit card regularly is there is also a ’0% introductory APR for the first twelve billing cycles after the account is opened’ offer for those that want free use of their money for a year. And since there is ‘no caps on earning points’ you can use this instead of any other card you may have.
I love this offer!